Fully Integrated Payments using ECRs

As standards evolve and new payment methods have gained popularity, the Electronic Cash Register (ECR) remains the reliable workhorse of the retail payments industry. However, ECRs cannot accept credit, debit, gift or loyalty card payments without a stand-alone payment terminal. This approach has several limitations: more double entry errors, extra equipment at the countertop, and more difficulty with settlement.Wishing to retain these familiar and reliable machines, merchants are looking for a way to integrate credit, debit, gift and loyalty card processing with their existing ECRs.

The TransNet payment engine is a transaction processing application, operating on the POSLynx220 payment router, which is connected to an ECR. Not only does TransNet deliver fully integrated card payments, its router-based design offers the industry's most comprehensive security, with the POSLynx220 acting as a 'fortress' protecting card data.

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TransNet accepts credit, PIN debit, gift and other card transactions from many popular ECR models, including Sharp, NEC, Uniwell and Samsung. TransNet manages the transaction until its completion at the processor's host. The NetVu management server ensures that transaction logs, data and PCI compliance status are fully accessible from a standard web browser, placing control of the transaction squarely in the hands of the user and their service providers.

Until recently, merchants using an ECR with a stand-alone payment terminal could only keep track of card-based transactions, such as credit or debit, with no way to total cash transactions. Using MerchantVu, merchants and corporate head offices can now track and record these transactions, allowing for easy identification of volume by transaction type, or specific transactions. This is useful for corporate offices that require a complete view of each store's activities. Merchants can also use Precidia's products to remotely access polling data from multiple ECRs, from software such as PC/Poll or others.

Merchants who wish to transition to a PC-based POS System may be interested in Precidia's TransNet solution for Openbravo. Openbravo is an open source POS system that operates on a PC-based touchscreen cash register. Ideal for small and medium sized merchants, the TransNet/Openbravo solution delivers the benefits of an integrated POS system, at a fraction of the cost.

• PCI and PA-DSS compliant, with ongoing updates
• Comprehensive security model leverages secure router with SSL and firewalling
• Integrated PIN debit solution without additional equipment
• Delivers low transaction fees, by routing direct to processor
• MerchantVu displays all transactions by type, including cash
• Leverages the merchant's existing capital investment in ECRs
• Built-in compliance eliminates need for costly PA-DSS recertifications for developers and vendors
• Advanced management and remote deployment, with 24/7 access to data
• Application or specification changes can be deployed to multiple locations at the click of a mouse
• Remote access to polling data from PC/Poll or other ECR polling software